If your broker doesn't offer true discount commissions, only recommends load mutual funds, high cost annuities or managed accounts that charge an unrestricted fee on the entire value of the account every year you may be paying way to much for questionable advice.  If they simply recommend positions to buy and hold and don't track the performance of these investments compared to other similar investments and report your progress every month they are probably just salespeople and don't have any real plan to help you manage your portfolio over the long term.

To receive a Free Copy of "Working for Individual Investors: A disciplined plan to manage investments and treat people fairly" please e-mail me at the following address.

                                                                                   PerformanceTracking@gmail.com.

Please include your name and mailing address.  This paper includes detailed information about my investment strategy, the universe of investments I track, my fee structure and answers to a wide range of frequently asked questions.